RAM Research - Growth Timeline

RAM Research Growth Timeline

Signing a monthly content contract in 1988 with the Wall Street Journal and Barron’s, RAM Research was off to the races, introducing five publications for payments professionals and consumers. Following the launch of multiple websites 1995, the company expanded to five offices on three continents.

Growth Timeline

1986 – Frederick, MD Launch

1988 – WSJ/Barrons Partnership

1990 – BankCard Update Launch

1991 – CardTrak Launch

1992 – BankCard Barometer Launch

1995 – CardWeb.com Launch

1995 – CardFlash Launch

1996 – Wall St NYC Office Open

1997 – CardData Launch

1998 – Bush St SF Office Open

1999 – Bankrate, Inc. Acquisition Declined

2000 – CardWeb TV Launch

2001 – Ave of Americas NYC Office Move

2002 – Burlingame CA Office Open

2003 – Piccadilly London Office Open

2004 – Kent St Sydney Office Open

2008 – Lehman Collapse Impact

2009 – Divested CardWeb Business

2010 – Consolidated to Naples FL

2019 – Acquired by Ruebud Media, Inc.

In 1985, RAM Research & Publishing Company was established to assist retail investors select, track and manage the volatility and stability among a  total U.S. market of only 400 mutual funds. One-year later we shifted to helping consumers evaluate credit card offers and within two years expanded to helping banks monitor credit card competition. For nearly 35 years we have published hundreds of private and public financial services research reports and periodicals.

RAM Research® was instrumental in furnishing historical research services to dozens of broad market research and investment-related firms. Many of these research projects were subsets incorporated by major national and international research concerns. Among major research projects: assisting the U.S. GAO for a special report to the U.S. Congress, and investigative research for two PBS financial services documentaries.

RAM Research® played a major role in repositioning two national non-bank credit card “watershed” network-branded products. We assisted five Fortune 100 companies evaluate credit card cobranding proposals.  We successfully testified in 100+ significant lawsuits including two antitrust cases involving $2 billion and $9 billion, separately. In the $2 billion case, the federal judge considered setting the jury verdict aside solely based on our testimony for the defendant. Afterwards, the plaintiff verdict was unanimously reversed by the federal appeals court and subsequently rejected by the U.S. Supreme Court for consideration.


The RAM Reports

Market Research Services

Advisory Services


PYRPTS (global payment reports)

PYVNTS (global payment events)

CardBuzz (published payment news)

BankCenter (payment news releases)

CardFlash (payment executive news)

CardTrak (consumer payment news)

CardData (quarterly payment data)

RAM Research® is a division of Ruebud Media, Inc.

RAM Research® Serving The Financial Services Community Since 1986