RAM Research - Global Clientele

RAM Research Global Clientele

Sampling of RAM Research ® Market Research and Advisory Service Projects

NOTE: Clients Projects Disclosed are Not NDA Protected. However, All International Clients Exploring U.S. Acquisitions and Projects for U.S. Startups are Automatically NDA Covered

1. New York State Division of Consumer Protection (1988) Consumer Pricing Database Construction; Research Staff

2. Universal Bank/Synovus re: Competitive Assessment AT&T Credit Card; (1990-1991) President Paul Kahn

3. GE Capital re: GE Rewards MasterCard;  (1992) President David Nissan 

4. Household Bank re: GM Rewards MasterCard; (1992-1993) CEO Joe Saunders

5. RCA re: Visa/MBNA Cobranding Proposal; (1996) Senior Managers 

6. Discover re: General Marketing; (2004) Senior Managers via San Francisco Advertising Agency

7. PNC Bank re: Card Launch; (1995) EVP Bill Schenck

8. Toyota Financial re: Card Development; (1995) Senior Managers 

9. Wachovia Bank re: Account Generation; (1993-1997) EVP Jerry Craft

10. Wachovia Bank re: General Trends; (1998-2003) EVP Beverly Wells 

11. Diners Club re: Card Pricing and Postioning; (1998) Senior Managers via New York Advertising Agency

12. MasterCard re: General Research; (1995-2000) Senior Managers

13. MasterCard re: Interchange; (1988-1993) CEO Pete Hart 

14. Visa re: Business Cards; (1995) President Carl Pascarella 

15. Visa Legal re: Competitive Background Analysis; (1991-1994) General Counsel Paul Allen

16. Visa USA re: Consumer Education; (1994) Public Relations Senior Managers

17. Armed Forces Benefit Association 5Star Bank re: General Trends; (1994-2004) General George Miller, CEO Blanton and Senior Managers 

18. American Express re: Public Relations; (1995) Senior Managers 

19. MCI Cobranded Card Proposal; Inficorp Cobranded Card (1996) CEO Jerry Craft & CEO Gerald Taylor

20. Great Western re: National New Card Marketing; (1998) CEO Bill Schenck

21. Bain & Company re: Competitive Study (1997) Senior Research Team

22. American Express re: Consumer Cards & Merchants (1998) President Alfred F. Kelly, Jr 

23. U.S. General Accounting Office re: Competitive Report on Credit Card Industry to Congress (1994) Senior Research Staff Members

24. Presidential Consumer Advisory Panel re: Credit Card Rates and Interest Rate Caps (1989) White House Staff

25. U.S. Bureau of Economic Analysis re: Correlation of Card Portfolio Metrics (1993) Senior Research Staff

26. State of New York re: Applied Card Systems (2004) Eliot Spitzer, Attorney General

27. U.S. Department of Justice re: Visa & Mastercard Antitrust Litigation [Witness and Document Subpoenas] (1995-1996) Multiple Staff Attorneys

28. Navigant Consulting re: Historical Pricing Research (2016) Jeff Nielsen Managing Director

29. Red 3 Media re: Payments Database Reconstruction (2018) Senior Staff

30. The Cardworthy Company re: Consumer Education Content (2019) Production Staff

Sampling of Past and Present Subscribers to RAM Research ® Published Reports (Bankcard Update; Bankcard Barometer; and The RAM Reports ® )

AAA Financial Services

AARP

American Express

Accenture

Acculynk

ADP

Advanta

Alliance Data Systems

ACI Worldwide

Bain & Company

Bank of America

Bank of Montreal

Barclaycard

BB&T

BC Card

BMW Bank

Bureau of Economic Analysis

Canadian Tire

Cardinal Commerce

Chase

ChasePaymentech

Capital One

Citibank

CIBC

CUNA

CPI Card Group

Corserv

Datacard

Discover

Diners Club

Experian

Ernst & Young

ExxonMobil

Equifax

Fifth Third

Fitch Ratings

First American Payment Systems

First Annapolis

Fiserv

Fleetcor

First Data

FitchRatings

FIS

Deluxe Corp

Garanti

GE Capital

Giesecke & Devrient

Gemalto

Global Payments

Goldman Sachs

Heartland Payment Systems

HSBC

Ingenico

Interac

Inside Secure

Ipsos

JCB

Keefe, Bruyette & Woods

KeyBank

KPMG

Korea Exchange Bank

Leumi Card

MasterCard

McKinsey & Company

Merrick Bank

McCann Erikson

Meta Payment Systems

Moody’s

Intuit 

INSIDE Secure

Macy’s

MBNA

Merrick Bank

Microsoft

Mitsubshi

Monitise

Moody’s

Morrison & Foerster

NetSpend

Nordstrom

NACHA

NBS Technologies

NCR

NYCE

NXP

Oberthur Technologies

Ogilvy & Mather

OTI

Paydiant

PayPal

Perfect Plastic Printing

Pricewaterhouse Coopers

PSCU

Regions Bank

Royal Bank of Canada

RK Hammer

Santander

Sears

Scotiabank

Shell Oil

State Farm

SunTrust

Synchrony

Target

TD Bank

Thales

Time Warner

TowerGroup

TransUnion

TJX

TSYS

United

U.S. Bank

USAA

University of Georgetown

U.S. Department of Justice

U.S. General Accounting Office

U.S. Dept of Treasury

UBS

Vantiv

Verifone

Visa

Walmart

Walt Disney Company

WAUSAU

Welcome Real-time

Wells Fargo

WorldPay

Wincor Nixdorf

Wright Express

Zions Bank

RAM RESEARCH PRODUCTS

The RAM Reports

Market Research Services

Advisory Services

OTHER RELATED SERVICES:

PYRPTS (global payment reports)

PYVNTS (global payment events)

CardBuzz (published payment news)

BankCenter (payment news releases)

CardFlash (payment executive news)

CardTrak (consumer payment news)

CardData (quarterly payment data)

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