RAM Research Global Clientele
Sampling of RAM Research ® Market Research and Advisory Service Projects
NOTE: Clients Projects Disclosed are Not NDA Protected. However, All International Clients Exploring U.S. Acquisitions and Projects for U.S. Startups are Automatically NDA Covered
1. New York State Division of Consumer Protection (1988) Consumer Pricing Database Construction; Research Staff
2. Universal Bank/Synovus re: Competitive Assessment AT&T Credit Card; (1990-1991) President Paul Kahn
3. GE Capital re: GE Rewards MasterCard; (1992) President David Nissan
4. Household Bank re: GM Rewards MasterCard; (1992-1993) CEO Joe Saunders
5. RCA re: Visa/MBNA Cobranding Proposal; (1996) Senior Managers
6. Discover re: General Marketing; (2004) Senior Managers via San Francisco Advertising Agency
7. PNC Bank re: Card Launch; (1995) EVP Bill Schenck
8. Toyota Financial re: Card Development; (1995) Senior Managers
9. Wachovia Bank re: Account Generation; (1993-1997) EVP Jerry Craft
10. Wachovia Bank re: General Trends; (1998-2003) EVP Beverly Wells
11. Diners Club re: Card Pricing and Postioning; (1998) Senior Managers via New York Advertising Agency
12. MasterCard re: General Research; (1995-2000) Senior Managers
13. MasterCard re: Interchange; (1988-1993) CEO Pete Hart
14. Visa re: Business Cards; (1995) President Carl Pascarella
15. Visa Legal re: Competitive Background Analysis; (1991-1994) General Counsel Paul Allen
16. Visa USA re: Consumer Education; (1994) Public Relations Senior Managers
17. Armed Forces Benefit Association 5Star Bank re: General Trends; (1994-2004) General George Miller, CEO Blanton and Senior Managers
18. American Express re: Public Relations; (1995) Senior Managers
19. MCI Cobranded Card Proposal; Inficorp Cobranded Card (1996) CEO Jerry Craft & CEO Gerald Taylor
20. Great Western re: National New Card Marketing; (1998) CEO Bill Schenck
21. Bain & Company re: Competitive Study (1997) Senior Research Team
22. American Express re: Consumer Cards & Merchants (1998) President Alfred F. Kelly, Jr
23. U.S. General Accounting Office re: Competitive Report on Credit Card Industry to Congress (1994) Senior Research Staff Members
24. Presidential Consumer Advisory Panel re: Credit Card Rates and Interest Rate Caps (1989) White House Staff
25. U.S. Bureau of Economic Analysis re: Correlation of Card Portfolio Metrics (1993) Senior Research Staff
26. State of New York re: Applied Card Systems (2004) Eliot Spitzer, Attorney General
27. U.S. Department of Justice re: Visa & Mastercard Antitrust Litigation [Witness and Document Subpoenas] (1995-1996) Multiple Staff Attorneys
28. Navigant Consulting re: Historical Pricing Research (2016) Jeff Nielsen Managing Director
29. Red 3 Media re: Payments Database Reconstruction (2018) Senior Staff
30. The Cardworthy Company re: Consumer Education Content (2019) Production Staff
Sampling of Past and Present Subscribers to RAM Research ® Published Reports (Bankcard Update; Bankcard Barometer; and The RAM Reports ® )
AAA Financial Services
AARP
American Express
Accenture
Acculynk
ADP
Advanta
Alliance Data Systems
ACI Worldwide
Bain & Company
Bank of America
Bank of Montreal
Barclaycard
BB&T
BC Card
BMW Bank
Bureau of Economic Analysis
Canadian Tire
Cardinal Commerce
Chase
ChasePaymentech
Capital One
Citibank
CIBC
CUNA
CPI Card Group
Corserv
Datacard
Discover
Diners Club
Experian
Ernst & Young
ExxonMobil
Equifax
Fifth Third
Fitch Ratings
First American Payment Systems
First Annapolis
Fiserv
Fleetcor
First Data
FitchRatings
FIS
Deluxe Corp
Garanti
GE Capital
Giesecke & Devrient
Gemalto
Global Payments
Goldman Sachs
Heartland Payment Systems
HSBC
Ingenico
Interac
Inside Secure
Ipsos
JCB
Keefe, Bruyette & Woods
KeyBank
KPMG
Korea Exchange Bank
Leumi Card
MasterCard
McKinsey & Company
Merrick Bank
McCann Erikson
Meta Payment Systems
Moody’s
Intuit
INSIDE Secure
Macy’s
MBNA
Merrick Bank
Microsoft
Mitsubshi
Monitise
Moody’s
Morrison & Foerster
NetSpend
Nordstrom
NACHA
NBS Technologies
NCR
NYCE
NXP
Oberthur Technologies
Ogilvy & Mather
OTI
Paydiant
PayPal
Perfect Plastic Printing
Pricewaterhouse Coopers
PSCU
Regions Bank
Royal Bank of Canada
RK Hammer
Santander
Sears
Scotiabank
Shell Oil
State Farm
SunTrust
Synchrony
Target
TD Bank
Thales
Time Warner
TowerGroup
TransUnion
TJX
TSYS
United
U.S. Bank
USAA
University of Georgetown
U.S. Department of Justice
U.S. General Accounting Office
U.S. Dept of Treasury
UBS
Vantiv
Verifone
Visa
Walmart
Walt Disney Company
WAUSAU
Welcome Real-time
Wells Fargo
WorldPay
Wincor Nixdorf
Wright Express
Zions Bank
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