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Fee Impact

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Aug 28, 2008 A new report has discovered only 16% of consumers believe retail merchants would lower prices if payment card fees were reduced. About 22% of Americans feel there would be some small changes. more

Student Behaviors

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Aug 27, 2008 A new study has found that 31% of students do not worry about debt and that 23% choose to ignore overdraft penalties and the prospect of months or years of paying off a debt incurred for a "moment of fun." The poll also found that 25% of college ... more

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*Includes late payment fees, over-limit fees, annual fees, balance transfer fees, cash advance fees, other user fees; excludes debit cards and private label credit cards.

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Cardworthy's

Tip of the Day

PAY TAXES WITH PLASTIC. Brilliant!!!

-- Use your rewards credit card to pay federal and state income taxes to buy more time to avoid penalties and to earn rewards which can easily offset the convenience fees. permalink

Question of the Day

Is taking a cash advance on a credit card a good idea?
-- Generally not. Credit card cash advances are intended as an emergency feature and they are relatively expensive compared to using an ATM or debit ... more

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